This Privacy Statement applies to the services offered on the www.afslmanagers.com.au website offered by AFSL Managers Pty. Ltd. (ABN: 54 121 420 531). Please read this Privacy Statement carefully before using the AFSL Managers website. Usage of the AFSL Managers website is conditional upon you agreeing to be bound by this Privacy Statement.

In summary, while you should read each provision in this Privacy Statement, you must note that by using the AFSL Managers website:

• You agree that if you disclose your personal information to us, we may create a database record about you;
• If you register on our website, download any materials or conduct any other transaction, you agree for us to
• collect information from you such as name, address, e-mail, and you agree that this information may be disclosed to
• service partners for the purpose of providing you with information services.
•You agree that we can contact you with information about products and services which may be of interest to you
•(unless you have stated you do not wish to receive these communications); your continued use of the website
•indicates your agreement with any future changes in the AFSL Managers Privacy Statement.

1. Collecting information about you

AFSL Managers will not collect or monitor any personal information about you without your consent. The only personal information we collect is what you tell us about yourself and information about how you use our website, for example by registering, when we ask for information such as your name, email address, contact details, profession, and your interest in specific products. If you contact us, we may keep a record relating to this contact.

Any further collection of your personal information than that explained here will only occur with your consent.

2. Using and disclosing your personal information

Your personal information is confidential. Our purpose in collecting information about you is to provide you with the service you require. AFSL Managers may use or disclose information about you when:

• You give consent to specific uses; or
• Required by law; or
• it is necessary to provide you with a service which you have requested; or
• To implement our terms of service; or
• To protect the rights and property of AFSL Managers.

In seeking to give you the most worthwhile experience of our website possible, AFSL Managers may use your personal information to send you information and product updates about products or services which you have requested. You have the option not to receive this information at any time by notifying AFSL Managers in writing.

We do not disclose information about you to advertisers.

We will not 'spam' you We may contact you at the email or other address which you provide to us in order to: Provide you with updated information about our website;

Provide you with other information about our products and services, which you may enjoy. If you are receiving promotional information about AFSL Managers and do not wish to receive this information any longer, you may remove your name from our list either by e-mailing us at info@afslmanagers.com.au and asking to be removed from our mailing list. Please allow 28 days for this request to be processed. 4.Storage and security of your personal information AFSL Managers will endeavour to take all reasonable steps to keep secure any information which we hold about you, and to keep this information accurate and up to date. We require our employees and data processors to respect the confidentiality of any personal information held by AFSL Managers. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure, so we cannot give an absolute assurance that the information you provide to us will be secure at all times. AFSL Managers will not be held responsible for events arising from unauthorised access to your personal information.

3. Password and login security

For the purposes of viewing information on our web site, you may be supplied with a user name and password. You are responsible for the security of your password and login information. You take responsibility to ensure the confidentiality of this information. Please notify us immediately if there is any unauthorised use of your account by any other Internet user or any other breach of security.

4. AFSL Managers and links to other websites

AFSL Managers may provide links to websites outside of the AFSL Managers service. These linked sites are not under the control of AFSL Managers and we are not responsible for the conduct of companies linked to our website. Before disclosing your personal information on any other website, we advise you to examine the Terms and Conditions of those websites.

5. What to do if you have a problem or question

If AFSL Managers becomes aware of any ongoing concerns or problems with sites on our website, we will take these issues seriously and work to address these concerns. If you have any further queries relating to our Privacy Statement, or you have a problem or complaint, please contact us at info@afslmanagers.com.au

6. Future changes

Our commitment to being a leading provider of services means that our business will continue to evolve as we introduce new services and features to our website. Because of this, from time to time, our policies will be reviewed and may be revised. AFSL Managers reserves the right to change its Privacy Statement at any time and notify you by posting an updated version of the Statement on its website.

The amended Privacy Statement will apply between us whether or not we have given you specific notice of any change